Peoples State Bank
Prairie Du Chien, WI — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Peoples State Bank | All Insured Commercial Banks in Wisconsin |
Interest and Fees on Loans | 21,732 | 8,778 |
Income from Lease Financing Receivables | — | 1 |
472 | 81 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 254 | 41 |
Income on Loans and Leases (TE) | 21,986 | 8,830 |
Investment Interest Income (TE) | 4,285 | 1,225 |
Total Interest Income (TE) | 26,428 | 10,297 |
Total Interest Expense | 3,523 | 1,031 |
Net Interest Income (TE) | 22,905 | 9,193 |
Non-Interest Income | 2,351 | 1,813 |
Adjusted Operating Income (TE) | 25,256 | 11,079 |
Non-interest Expense | 14,007 | 6,946 |
Provision for Loan & Lease Losses | — | 167 |
Pretax Operating Income (TE) | 11,249 | 3,889 |
Pretax Net Operating Income (TE) | 11,249 | 3,922 |
Applicable Income Taxes | 78 | 705 |
Net Operating Income | 10,113 | 3,014 |
Net Income | 10,113 | 3,013 |
Cash Dividends Declared | 4,800 | 1,435 |
Retained Earnings | 5,313 | 1,350 |