Peoples State Bank Of Velva
Velva, ND — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Peoples State Bank Of Velva | All Insured Commercial Banks in North Dakota |
Interest and Fees on Loans | 5,018 | 7,878 |
Income from Lease Financing Receivables | — | 41 |
3 | 62 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 2 | 32 |
Income on Loans and Leases (TE) | 5,020 | 8,071 |
Investment Interest Income (TE) | 224 | 1,178 |
Total Interest Income (TE) | 5,270 | 9,503 |
Total Interest Expense | 725 | 749 |
Net Interest Income (TE) | 4,545 | 8,704 |
Non-Interest Income | 170 | 1,682 |
Adjusted Operating Income (TE) | 4,715 | 10,383 |
Non-interest Expense | 3,035 | 6,115 |
Provision for Loan & Lease Losses | 600 | 424 |
Pretax Operating Income (TE) | 1,080 | 3,789 |
Pretax Net Operating Income (TE) | 1,080 | 3,895 |
Applicable Income Taxes | — | 324 |
Net Operating Income | 1,036 | 3,002 |
Net Income | 1,036 | 3,002 |
Cash Dividends Declared | 1,007 | 1,740 |
Retained Earnings | 29 | 1,178 |