Net Income Analysis ( % relative to Total Revenue )
Income Statement Peoples National Bank All Insured Commercial Banks in Colorado
Interest and Fees on Loans 12,817 12,058
Income from Lease Financing Receivables 2 15
62 86
Estimated Tax Benefit from Tax-Exempt Loan Income 32 44
Income on Loans and Leases (TE) 12,851 12,124
Investment Interest Income (TE) 914 1,943
Total Interest Income (TE) 14,157 14,428
Total Interest Expense 704 901
Net Interest Income (TE) 13,453 13,487
Non-Interest Income 44,273 4,327
Adjusted Operating Income (TE) 57,726 18,392
Non-interest Expense 42,682 12,555
Provision for Loan & Lease Losses 656 237
Pretax Operating Income (TE) 14,388 5,288
Pretax Net Operating Income (TE) 14,535 5,374
Applicable Income Taxes 5,418 823
Net Operating Income 9,026 4,034
Net Income 9,026 4,034
Cash Dividends Declared 2,022 1,590
Retained Earnings 7,004 2,176