Peoples National Bank
Niceville, FL — National Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Peoples National Bank | All Insured Commercial Banks in Florida |
| Interest and Fees on Loans | 3,045 | 17,732 |
| Income from Lease Financing Receivables | — | 0 |
| — | 43 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 22 |
| Income on Loans and Leases (TE) | 3,045 | 17,770 |
| Investment Interest Income (TE) | 762 | 2,218 |
| Total Interest Income (TE) | 3,937 | 20,559 |
| Total Interest Expense | 202 | 2,162 |
| Net Interest Income (TE) | 3,735 | 18,272 |
| Non-Interest Income | 402 | 3,794 |
| Adjusted Operating Income (TE) | 4,137 | 22,711 |
| Non-interest Expense | 3,982 | 16,000 |
| Provision for Loan & Lease Losses | — | 402 |
| Pretax Operating Income (TE) | 155 | 6,153 |
| Pretax Net Operating Income (TE) | 288 | 6,294 |
| Applicable Income Taxes | — | 1,702 |
| Net Operating Income | 288 | 4,381 |
| Net Income | 288 | 4,381 |
| Cash Dividends Declared | — | 1,082 |
| Retained Earnings | 288 | 2,782 |