Peoples National Bank
Niceville, FL — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | Peoples National Bank | All Insured Commercial Banks in Florida |
| 12-31-2016 | 3.729 | 3.553 |
| 09-30-2016 | 3.731 | 3.555 |
| 06-30-2016 | 3.794 | 3.561 |
| 03-31-2016 | 3.79 | 3.576 |
| 12-31-2015 | 3.53 | 3.596 |
| 09-30-2015 | 3.481 | 3.58 |
| 06-30-2015 | 3.74 | 3.572 |
| 03-31-2015 | 3.59 | 3.562 |
| 12-31-2014 | 3.729 | 3.589 |
| 09-30-2014 | 3.776 | 3.589 |
| 06-30-2014 | 3.837 | 3.559 |
| 03-31-2014 | 3.847 | 3.537 |
| 12-31-2013 | 3.6 | 3.515 |
| 09-30-2013 | 3.538 | 3.507 |
| 06-30-2013 | 3.465 | 3.489 |
| 03-31-2013 | 3.478 | 3.479 |
| 12-31-2012 | 3.778 | 3.605 |
| 09-30-2012 | 3.875 | 3.595 |
| 06-30-2012 | 4.199 | 3.585 |
| 03-31-2012 | 4.328 | 3.601 |
| 12-31-2011 | 4.538 | 3.562 |
| 09-30-2011 | 4.492 | 3.551 |
| 06-30-2011 | 4.385 | 3.521 |
| 03-31-2011 | 4.273 | 3.464 |
| 12-31-2010 | 4.232 | 3.384 |
| 09-30-2010 | 4.262 | 3.374 |
| 06-30-2010 | 4.254 | 3.343 |
| 03-31-2010 | 4.138 | 3.311 |
| 12-31-2009 | 3.899 | 3.114 |
| 09-30-2009 | 3.859 | 3.06 |
| 06-30-2009 | 3.652 | 3.016 |
| 03-31-2009 | 3.618 | 3.008 |
| 12-31-2008 | 4.052 | 3.435 |
| 09-30-2008 | 4.088 | 3.538 |
| 06-30-2008 | 4.199 | 3.568 |
| 03-31-2008 | 4.03 | 3.6 |
| 12-31-2007 | 4.349 | 4.088 |
| 09-30-2007 | 4.398 | 4.11 |
| 06-30-2007 | 4.44 | 4.109 |
| 03-31-2007 | 4.545 | 4.087 |
| 12-31-2006 | 5.046 | 4.437 |
| 09-30-2006 | 5.134 | 4.441 |
| 06-30-2006 | 5.276 | 4.408 |
| 03-31-2006 | 5.15 | 4.374 |
| 12-31-2005 | 4.801 | 4.355 |
| 09-30-2005 | 4.717 | 4.314 |
| 06-30-2005 | 4.622 | 4.24 |
| 03-31-2005 | 4.608 | 4.189 |
| 12-31-2004 | 4.814 | 4.074 |
| 09-30-2004 | 4.84 | 4.042 |
| 06-30-2004 | 4.869 | 4.015 |
| 03-31-2004 | 4.901 | 4.061 |
| 12-31-2003 | 5.133 | 4.041 |
| 09-30-2003 | 5.123 | 4.034 |
| 06-30-2003 | 5.173 | 4.045 |
| 03-31-2003 | 5.021 | 4.094 |
| 12-31-2002 | 5.1 | 4.271 |