Peoples Bank
Paragould, AR — Domestic Branch of a Domestic Bank
Acquired Mar 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Peoples Bank | All Insured Commercial Banks in Arkansas |
Interest and Fees on Loans | 3,423 | 6,665 |
Income from Lease Financing Receivables | 7 | 182 |
— | 87 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 43 |
Income on Loans and Leases (TE) | 3,430 | 6,685 |
Investment Interest Income (TE) | 670 | 1,633 |
Total Interest Income (TE) | 4,198 | 8,508 |
Total Interest Expense | 2,170 | 2,600 |
Net Interest Income (TE) | 2,028 | 5,856 |
Non-Interest Income | 821 | 1,324 |
Adjusted Operating Income (TE) | 2,849 | 7,269 |
Non-interest Expense | 2,852 | 4,227 |
Provision for Loan & Lease Losses | 1,200 | 905 |
Pretax Operating Income (TE) | — | 3,893 |
Pretax Net Operating Income (TE) | — | 3,933 |
Applicable Income Taxes | — | 1,222 |
Net Operating Income | — | 2,655 |
Net Income | — | 2,655 |
Cash Dividends Declared | — | 2,073 |
Retained Earnings | — | 1,363 |