Net Income Analysis ( % relative to Total Revenue )
Income Statement Peoples Bank & Trust Company All Insured Commercial Banks in Tennessee
Interest and Fees on Loans 2,895 12,197
Income from Lease Financing Receivables — 0
— 25
Estimated Tax Benefit from Tax-Exempt Loan Income — 12
Income on Loans and Leases (TE) 2,895 12,231
Investment Interest Income (TE) 360 1,544
Total Interest Income (TE) 3,360 14,034
Total Interest Expense 203 1,553
Net Interest Income (TE) 3,157 12,478
Non-Interest Income 347 2,901
Adjusted Operating Income (TE) 3,504 15,672
Non-interest Expense 2,753 10,334
Provision for Loan & Lease Losses -75 317
Pretax Operating Income (TE) 826 4,962
Pretax Net Operating Income (TE) 833 5,007
Applicable Income Taxes 267 1,069
Net Operating Income 509 3,589
Net Income 509 3,593
Cash Dividends Declared 63 1,505
Retained Earnings 446 1,960