Vitals
  • Total Assets
    55.4M -0.4 %
  • Total Deposits
    45.5M -1.4 %
  • Total Net Loans
    35.8M -1.0 %
  • Net Income
    602000.0000 -55.2 %
  • Book Value
    7.5M 4.3 %
  • Book Value x2
    15.0M 4.3 %
  • Book Value x3
    22.5M 4.3 %
ROAA

1.097

ROAE

8.001

Efficiency Ratio

73.085

Net Interest Margin

4.718

Balance Sheet Highlights
Financial Highlights Peoples Bank & Trust Company All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 55,438 275,102
Total Net Loans 35,753 177,820
Total Deposits 45,548 227,063
Total Equity 7,515 30,287
Profitability
Net Income 602 2,592
Return on Average Assets 1.097 .944
Return on Average Equity 8.001 8.074
Net Interest Margin 4.718 3.847
Efficiency Ratio 73.085 70.925
Noninterest Income/Revenue 14.339 17.219
Balance Sheet Ratios
Loan-to-Deposit 78.495 76.952
Securities/Assets .135 .219
Total Equity/Total Assets .136 .11
Tangible Equity/Tangible Assets .136 .107
Capital Adequacy
Tier 1 Common Capital 7,517 29,354
Tier 1 Capital 7,517 29,354
Tier 2 Capital 501 2,092
Total Capital 8,018 31,454
Total Risk Weighted Assets 39,507 190,479
Leverage Ratio 13.64 11.285
Common Equity Tier 1 Capital Ratio 19.03 17.115
Tier 1 Capital Ratio 19.03 17.115
Total Capital Ratio 20.3 18.174

Timeline for Peoples Bank & Trust Company

Owenton Bancorp, Inc.

Owenton Bancorp, Inc. became a new parent organization for Peoples Bank & Trust Company.

View Profile Dec 16 1980

First State Bank

Acquisition: Peoples Bank & Trust Company acquired a new subsidiary, First State Bank , 59 years

View Profile Apr 08 1965

Peoples Bank & Trust Company

Peoples Bank & Trust Company was established 122 years ago and is currently headquartered in Owenton, KY.

Jan 01 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First State Bank Seller Discontinued 4/8/1965
Relationships Role Relationship Start Relationship End
Owenton Bancorp, Inc. Parent 12/31/1993
Owenton Bancorp, Inc. Parent 12/31/1983 12/30/1993
Owenton Bancorp, Inc. Parent 12/31/1982 12/30/1983
Owenton Bancorp, Inc. Parent 12/16/1980 12/30/1982
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