Pennview Savings Bank
Souderton, PA — State Savings Bank
Acquired Jan 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Pennview Savings Bank | All Insured Savings Banks in Pennsylvania |
Interest and Fees on Loans | 6,116 | 15,622 |
Income from Lease Financing Receivables | — | 5,630 |
— | 1,023 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 352 |
Income on Loans and Leases (TE) | 6,116 | 15,992 |
Investment Interest Income (TE) | 3,519 | 15,262 |
Total Interest Income (TE) | 9,832 | 21,708 |
Total Interest Expense | 5,062 | 10,470 |
Net Interest Income (TE) | 4,770 | 11,240 |
Non-Interest Income | 5,146 | 6,089 |
Adjusted Operating Income (TE) | 9,916 | 13,038 |
Non-interest Expense | 6,734 | 8,026 |
Provision for Loan & Lease Losses | 15 | 1,728 |
Pretax Operating Income (TE) | 3,167 | 7,425 |
Pretax Net Operating Income (TE) | 3,167 | 7,959 |
Applicable Income Taxes | 43 | 2,189 |
Net Operating Income | 2,047 | 5,352 |
Net Income | 2,047 | 5,505 |
Cash Dividends Declared | 400 | 4,767 |
Retained Earnings | 1,647 | 4,688 |