Pella State Bank
Pella, IA — Domestic Branch of a Domestic Bank
Acquired Jan 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Pella State Bank | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 3,186 | 4,108 |
Income from Lease Financing Receivables | — | 152 |
41 | 76 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 19 | 38 |
Income on Loans and Leases (TE) | 3,205 | 4,135 |
Investment Interest Income (TE) | 912 | 985 |
Total Interest Income (TE) | 4,128 | 5,170 |
Total Interest Expense | 1,640 | 1,851 |
Net Interest Income (TE) | 2,488 | 3,317 |
Non-Interest Income | 211 | 612 |
Adjusted Operating Income (TE) | 2,699 | 3,923 |
Non-interest Expense | 1,447 | 2,335 |
Provision for Loan & Lease Losses | 318 | 234 |
Pretax Operating Income (TE) | 934 | 1,583 |
Pretax Net Operating Income (TE) | 934 | 1,600 |
Applicable Income Taxes | 278 | 322 |
Net Operating Income | 596 | 1,200 |
Net Income | 596 | 1,200 |
Cash Dividends Declared | 600 | 1,089 |
Retained Earnings | — | 781 |