Pekin Savings Bank
Pekin, IL — Domestic Branch of a Domestic Bank
Acquired Dec 2005
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Pekin Savings Bank | All Insured Savings Banks in Illinois |
| Interest and Fees on Loans | 4,189 | 3,901 |
| Income from Lease Financing Receivables | — | — |
| — | 18 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 12 |
| Income on Loans and Leases (TE) | 4,189 | 3,903 |
| Investment Interest Income (TE) | 614 | 921 |
| Total Interest Income (TE) | 4,923 | 5,350 |
| Total Interest Expense | 2,110 | 2,137 |
| Net Interest Income (TE) | 2,813 | 3,213 |
| Non-Interest Income | 630 | 416 |
| Adjusted Operating Income (TE) | 3,443 | 3,645 |
| Non-interest Expense | 2,509 | 2,695 |
| Provision for Loan & Lease Losses | 135 | 164 |
| Pretax Operating Income (TE) | 799 | 1,357 |
| Pretax Net Operating Income (TE) | 799 | 1,291 |
| Applicable Income Taxes | 184 | 428 |
| Net Operating Income | 600 | 856 |
| Net Income | 600 | 856 |
| Cash Dividends Declared | — | 718 |
| Retained Earnings | 600 | 735 |