Net Income Analysis ( % relative to Total Revenue )
Income Statement Pegasus Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 11,953 10,872
Income from Lease Financing Receivables — 2
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 11,953 10,941
Investment Interest Income (TE) 1,109 2,007
Total Interest Income (TE) 13,537 13,476
Total Interest Expense 547 1,063
Net Interest Income (TE) 12,990 12,338
Non-Interest Income 1,998 2,639
Adjusted Operating Income (TE) 14,988 15,335
Non-interest Expense 9,160 9,693
Provision for Loan & Lease Losses 267 524
Pretax Operating Income (TE) 5,561 4,819
Pretax Net Operating Income (TE) 5,590 4,946
Applicable Income Taxes 1,826 576
Net Operating Income 3,685 3,858
Net Income 3,685 3,845
Cash Dividends Declared — 1,701
Retained Earnings 3,685 1,997