Net Income Analysis ( % relative to Total Revenue )
Income Statement Patriot Bank All Insured Commercial Banks in Florida
Interest and Fees on Loans 5,805 17,732
Income from Lease Financing Receivables — 0
— 43
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 5,805 17,770
Investment Interest Income (TE) 116 2,218
Total Interest Income (TE) 6,019 20,559
Total Interest Expense 735 2,162
Net Interest Income (TE) 5,284 18,272
Non-Interest Income 271 3,794
Adjusted Operating Income (TE) 5,555 22,711
Non-interest Expense 3,687 16,000
Provision for Loan & Lease Losses 10 402
Pretax Operating Income (TE) 1,858 6,153
Pretax Net Operating Income (TE) 1,858 6,294
Applicable Income Taxes 707 1,702
Net Operating Income 1,151 4,381
Net Income 1,151 4,381
Cash Dividends Declared — 1,082
Retained Earnings 1,151 2,782