Partners Trust Municipal Bank
Utica, NY — Non-member Bank
Acquired Dec 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | All Insured Commercial Banks in New York |
Interest and Fees on Loans | 35,323 |
Income from Lease Financing Receivables | 21 |
86 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 39 |
Income on Loans and Leases (TE) | 35,615 |
Investment Interest Income (TE) | 5,820 |
Total Interest Income (TE) | 44,196 |
Total Interest Expense | 5,278 |
Net Interest Income (TE) | 38,608 |
Non-Interest Income | 9,112 |
Adjusted Operating Income (TE) | 54,454 |
Non-interest Expense | 33,757 |
Provision for Loan & Lease Losses | 1,439 |
Pretax Operating Income (TE) | 17,987 |
Pretax Net Operating Income (TE) | 18,652 |
Applicable Income Taxes | 6,225 |
Net Operating Income | 11,609 |
Net Income | 11,608 |
Cash Dividends Declared | 1,753 |
Retained Earnings | 5,838 |