Net Income Analysis ( % relative to Total Revenue )
Income Statement Park National Bank All Insured Commercial Banks in Illinois
Interest and Fees on Loans 153,515 6,276
Income from Lease Financing Receivables 8,465 910
53 101
Estimated Tax Benefit from Tax-Exempt Loan Income — 39
Income on Loans and Leases (TE) 161,980 6,353
Investment Interest Income (TE) 21,344 1,494
Total Interest Income (TE) 184,153 7,748
Total Interest Expense 59,369 2,852
Net Interest Income (TE) 124,784 4,882
Non-Interest Income 20,462 1,338
Adjusted Operating Income (TE) 145,246 6,086
Non-interest Expense 92,951 4,198
Provision for Loan & Lease Losses 95,117 5,893
Pretax Operating Income (TE) — 4,302
Pretax Net Operating Income (TE) — 4,261
Applicable Income Taxes — 1,701
Net Operating Income — 3,057
Net Income — 3,048
Cash Dividends Declared — 2,304
Retained Earnings — 1,574