Vitals
  • Total Assets
    73.0M 1.1 %
  • Total Deposits
    52.3M 1.1 %
  • Total Net Loans
    23.4M -8.0 %
  • Net Income
    1.4M -4.1 %
  • Book Value
    14.0M 4.3 %
  • Book Value x2
    28.0M 4.3 %
  • Book Value x3
    42.0M 4.3 %
ROAA

1.966

ROAE

10.318

Efficiency Ratio

25.275

Net Interest Margin

4.248

Balance Sheet Highlights
Financial Highlights Panora State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 73,031 198,346
Total Net Loans 23,397 133,864
Total Deposits 52,283 165,124
Total Equity 13,990 22,060
Profitability
Net Income 1,433 2,310
Return on Average Assets 1.966 1.15
Return on Average Equity 10.318 9.92
Net Interest Margin 4.248 3.587
Efficiency Ratio 25.275 60.34
Noninterest Income/Revenue 2.253 13.494
Balance Sheet Ratios
Loan-to-Deposit 44.751 77.091
Securities/Assets .539 .197
Total Equity/Total Assets .192 .111
Tangible Equity/Tangible Assets .158 .107
Capital Adequacy
Tier 1 Common Capital 11,252 21,135
Tier 1 Capital 11,252 21,140
Tier 2 Capital 215 1,625
Total Capital 11,467 22,777
Total Risk Weighted Assets 32,755 151,308
Leverage Ratio 15.71 10.944
Common Equity Tier 1 Capital Ratio 34.35 15.631
Tier 1 Capital Ratio 34.35 15.631
Total Capital Ratio 35.01 16.675

Timeline for Panora State Bank

Dentel Bancorporation

Dentel Bancorporation became a new parent organization for Panora State Bank.

View Profile Jun 03 2010

Home Federal Savings And Loan Association Of Harlan

Acquisition: Panora State Bank acquired a new subsidiary, Home Federal Savings And Loan Association Of Harlan, 32 years

View Profile Sep 28 1991

Mid-Iowa, Inc.

Mid-Iowa, Inc. became a new parent organization for Panora State Bank.

View Profile Jan 01 1988

Mid Iowa, Inc.

Mid Iowa, Inc. became a new parent organization for Panora State Bank.

View Profile Dec 31 1970

Panora State Bank

Panora State Bank was established 65 years ago and is currently headquartered in Panora, IA.

May 18 1959
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Home Federal Savings And Loan Association Of Harlan Seller 91,411 Failure 9/28/1991
Relationships Role Relationship Start Relationship End
Dentel Bancorporation Parent 6/3/2010
Mid-Iowa, Inc. Parent 1/1/1988 6/2/2010
Mid Iowa, Inc. Parent 12/31/1983 12/31/1987
Mid Iowa, Inc. Parent 12/31/1982 12/30/1983
Mid Iowa, Inc. Parent 12/31/1980 12/30/1982
Mid Iowa, Inc. Parent 12/31/1979 12/30/1980
Mid Iowa, Inc. Parent 12/31/1970 12/30/1979
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