Net Income Analysis ( % relative to Total Revenue )
Income Statement Pan American Bank All Insured Commercial Banks in Illinois
Interest and Fees on Loans 12,041 8,415
Income from Lease Financing Receivables — 4
457 41
Estimated Tax Benefit from Tax-Exempt Loan Income 235 20
Income on Loans and Leases (TE) 12,276 8,470
Investment Interest Income (TE) 1,079 1,438
Total Interest Income (TE) 13,470 10,200
Total Interest Expense 1,634 1,041
Net Interest Income (TE) 11,836 9,113
Non-Interest Income 395 2,030
Adjusted Operating Income (TE) 12,231 11,316
Non-interest Expense 10,113 7,442
Provision for Loan & Lease Losses 70 307
Pretax Operating Income (TE) 2,048 3,453
Pretax Net Operating Income (TE) 2,314 3,554
Applicable Income Taxes — 569
Net Operating Income 1,851 2,671
Net Income 1,851 2,670
Cash Dividends Declared — 1,225
Retained Earnings 1,851 1,214