Net Income Analysis ( % relative to Total Revenue )
Income Statement Pacific Western Bank All Insured Commercial Banks in California
Interest and Fees on Loans 872,439 39,600
Income from Lease Financing Receivables 23,812 93
— 41
Estimated Tax Benefit from Tax-Exempt Loan Income — 21
Income on Loans and Leases (TE) 896,251 39,939
Investment Interest Income (TE) 109,625 4,547
Total Interest Income (TE) 1,009,392 46,718
Total Interest Expense 34,245 3,460
Net Interest Income (TE) 975,147 42,511
Non-Interest Income 96,400 7,405
Adjusted Operating Income (TE) 1,071,547 56,117
Non-interest Expense 435,701 31,848
Provision for Loan & Lease Losses 64,915 726
Pretax Operating Income (TE) 570,931 20,596
Pretax Net Operating Income (TE) 579,961 21,052
Applicable Income Taxes 210,369 7,212
Net Operating Income 348,070 12,949
Net Income 348,070 12,577
Cash Dividends Declared 259,000 2,927
Retained Earnings 89,070 8,927