Efficiency Ratio Over Time
Efficiency Ratio Pacific National Bank All Insured Commercial Banks in California
09-30-2009 69.631 89.748
06-30-2009 66.338 94.314
03-31-2009 57.288 95.606
12-31-2008 64.2 89.236
09-30-2008 59.712 85.939
06-30-2008 61.588 85.896
03-31-2008 58.328 85.386
12-31-2007 79.567 83.041
09-30-2007 75.75 79.26
06-30-2007 79.13 78.029
03-31-2007 79.079 76.688
12-31-2006 80.037
09-30-2006 76.157
06-30-2006 70.367
03-31-2006 69.95
12-31-2005 74.917
09-30-2005 71.155
06-30-2005 70.343
03-31-2005 68.656
12-31-2004 71.614
09-30-2004 71.664
06-30-2004 72.622
03-31-2004 74.921
12-31-2003 78.394
09-30-2003 69.685
06-30-2003 70.304
03-31-2003 69.597
12-31-2002 70.571