Net Income Analysis ( % relative to Total Revenue )
Income Statement Ozaukee Bank National Association All Insured Commercial Banks in Wisconsin
Interest and Fees on Loans 10,898 4,863
Income from Lease Financing Receivables — 1,300
4 90
Estimated Tax Benefit from Tax-Exempt Loan Income 2 41
Income on Loans and Leases (TE) 10,900 4,886
Investment Interest Income (TE) 1,792 789
Total Interest Income (TE) 12,729 5,677
Total Interest Expense 5,024 2,559
Net Interest Income (TE) 7,705 3,115
Non-Interest Income 2,222 602
Adjusted Operating Income (TE) 9,927 3,715
Non-interest Expense 5,908 2,331
Provision for Loan & Lease Losses 200 5,475
Pretax Operating Income (TE) 3,819 2,375
Pretax Net Operating Income (TE) 3,819 2,352
Applicable Income Taxes 1,007 572
Net Operating Income 2,377 1,708
Net Income 2,377 1,708
Cash Dividends Declared — 1,313
Retained Earnings 2,377 1,226