Ozaukee Bank National Association
Cedarburg, WI — Domestic Branch of a Domestic Bank
Acquired Sep 2008
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Ozaukee Bank National Association | All Insured Commercial Banks in Wisconsin |
Interest and Fees on Loans | 10,898 | 4,863 |
Income from Lease Financing Receivables | — | 1,300 |
4 | 90 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 2 | 41 |
Income on Loans and Leases (TE) | 10,900 | 4,886 |
Investment Interest Income (TE) | 1,792 | 789 |
Total Interest Income (TE) | 12,729 | 5,677 |
Total Interest Expense | 5,024 | 2,559 |
Net Interest Income (TE) | 7,705 | 3,115 |
Non-Interest Income | 2,222 | 602 |
Adjusted Operating Income (TE) | 9,927 | 3,715 |
Non-interest Expense | 5,908 | 2,331 |
Provision for Loan & Lease Losses | 200 | 5,475 |
Pretax Operating Income (TE) | 3,819 | 2,375 |
Pretax Net Operating Income (TE) | 3,819 | 2,352 |
Applicable Income Taxes | 1,007 | 572 |
Net Operating Income | 2,377 | 1,708 |
Net Income | 2,377 | 1,708 |
Cash Dividends Declared | — | 1,313 |
Retained Earnings | 2,377 | 1,226 |