Net Income Analysis ( % relative to Total Revenue )
Income Statement Our Community Bank All Insured Commercial Banks in Indiana
Interest and Fees on Loans 2,813 17,558
Income from Lease Financing Receivables — 63
— 140
Estimated Tax Benefit from Tax-Exempt Loan Income — 73
Income on Loans and Leases (TE) 2,813 17,832
Investment Interest Income (TE) 272 2,939
Total Interest Income (TE) 3,164 21,400
Total Interest Expense 421 2,125
Net Interest Income (TE) 2,743 19,222
Non-Interest Income 450 5,497
Adjusted Operating Income (TE) 3,193 24,709
Non-interest Expense 2,722 15,248
Provision for Loan & Lease Losses 100 481
Pretax Operating Income (TE) 371 8,741
Pretax Net Operating Income (TE) 430 8,865
Applicable Income Taxes -1 2,204
Net Operating Income 386 6,062
Net Income 386 6,062
Cash Dividends Declared 182 3,093
Retained Earnings 204 2,557