Our Community Bank
Spencer, IN — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | Our Community Bank | All Insured Commercial Banks in Indiana |
| 12-31-2016 | 4.372 | 3.682 |
| 09-30-2016 | 4.384 | 3.69 |
| 06-30-2016 | 4.54 | 3.687 |
| 03-31-2016 | 4.499 | 3.69 |
| 12-31-2015 | 4.449 | 3.701 |
| 09-30-2015 | 4.445 | 3.707 |
| 06-30-2015 | 4.471 | 3.696 |
| 03-31-2015 | 4.515 | 3.697 |
| 12-31-2014 | 4.598 | 3.744 |
| 09-30-2014 | 4.611 | 3.723 |
| 06-30-2014 | 4.655 | 3.692 |
| 03-31-2014 | 4.706 | 3.686 |
| 12-31-2013 | 4.694 | 3.697 |
| 09-30-2013 | 4.67 | 3.674 |
| 06-30-2013 | 4.69 | 3.644 |
| 03-31-2013 | 4.795 | 3.654 |
| 12-31-2012 | 4.701 | 3.84 |
| 09-30-2012 | 4.687 | 3.841 |
| 06-30-2012 | 4.678 | 3.84 |
| 03-31-2012 | 4.725 | 3.852 |
| 12-31-2011 | 4.528 | 3.927 |
| 09-30-2011 | 4.506 | 3.945 |
| 06-30-2011 | 3.91 | |
| 03-31-2011 | 3.886 | |
| 12-31-2010 | 3.927 | |
| 09-30-2010 | 3.926 | |
| 06-30-2010 | 3.899 | |
| 03-31-2010 | 3.882 | |
| 12-31-2009 | 3.827 | |
| 09-30-2009 | 3.799 | |
| 06-30-2009 | 3.747 | |
| 03-31-2009 | 3.76 | |
| 12-31-2008 | 3.796 | |
| 09-30-2008 | 3.799 | |
| 06-30-2008 | 3.759 | |
| 03-31-2008 | 3.708 | |
| 12-31-2007 | 3.832 | |
| 09-30-2007 | 3.857 | |
| 06-30-2007 | 3.839 | |
| 03-31-2007 | 3.8 | |
| 12-31-2006 | 3.939 | |
| 09-30-2006 | 3.963 | |
| 06-30-2006 | 3.96 | |
| 03-31-2006 | 3.931 | |
| 12-31-2005 | 3.957 | |
| 09-30-2005 | 3.984 | |
| 06-30-2005 | 3.958 | |
| 03-31-2005 | 3.903 | |
| 12-31-2004 | 3.966 | |
| 09-30-2004 | 3.97 | |
| 06-30-2004 | 3.933 | |
| 03-31-2004 | 3.923 | |
| 12-31-2003 | 4.016 | |
| 09-30-2003 | 4.016 | |
| 06-30-2003 | 4.034 | |
| 03-31-2003 | 4.061 | |
| 12-31-2002 | 4.221 |