Net Income Analysis ( % relative to Total Revenue )
Income Statement Orange Savings Bank Of Texas, Ssb All Insured Savings Banks in Texas
Interest and Fees on Loans 1,184 13,844
Income from Lease Financing Receivables — 95
— 100
Estimated Tax Benefit from Tax-Exempt Loan Income — 53
Income on Loans and Leases (TE) 1,184 13,854
Investment Interest Income (TE) 198 1,425
Total Interest Income (TE) 1,434 15,423
Total Interest Expense 221 4,379
Net Interest Income (TE) 1,213 11,043
Non-Interest Income 657 2,827
Adjusted Operating Income (TE) 1,870 13,871
Non-interest Expense 1,585 8,570
Provision for Loan & Lease Losses 62 672
Pretax Operating Income (TE) 223 25,049
Pretax Net Operating Income (TE) 223 39,304
Applicable Income Taxes 147 1,959
Net Operating Income 76 37,741
Net Income 76 37,741
Cash Dividends Declared — 149,696
Retained Earnings 76 2,594