Opportunity Bank, National Association
Richardson, TX — Domestic Branch of a Domestic Bank
Acquired Jun 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Opportunity Bank, National Association | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 686 | 1,981 |
Income from Lease Financing Receivables | — | 0 |
— | 7 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 3 |
Income on Loans and Leases (TE) | 686 | 1,991 |
Investment Interest Income (TE) | 7 | 466 |
Total Interest Income (TE) | 706 | 2,555 |
Total Interest Expense | 90 | 326 |
Net Interest Income (TE) | 616 | 2,215 |
Non-Interest Income | 19 | 463 |
Adjusted Operating Income (TE) | 635 | 2,716 |
Non-interest Expense | 576 | 1,799 |
Provision for Loan & Lease Losses | 45 | 83 |
Pretax Operating Income (TE) | 14 | 801 |
Pretax Net Operating Income (TE) | 14 | 859 |
Applicable Income Taxes | — | 88 |
Net Operating Income | 14 | 679 |
Net Income | 14 | 679 |
Cash Dividends Declared | — | 182 |
Retained Earnings | 14 | 421 |