One Georgia Bank
Atlanta, GA — Non-member Bank
Acquired Jul 2011
Net Income Analysis
( % relative to Total Revenue )
Income Statement | One Georgia Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 3,418 | 3,776 |
Income from Lease Financing Receivables | — | 0 |
— | 10 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 2 |
Income on Loans and Leases (TE) | 3,418 | 3,780 |
Investment Interest Income (TE) | 368 | 530 |
Total Interest Income (TE) | 3,810 | 4,345 |
Total Interest Expense | 1,773 | 1,209 |
Net Interest Income (TE) | 2,037 | 3,127 |
Non-Interest Income | 969 | 611 |
Adjusted Operating Income (TE) | 3,006 | 3,852 |
Non-interest Expense | 5,216 | 3,081 |
Provision for Loan & Lease Losses | 4,555 | 941 |
Pretax Operating Income (TE) | -6,765 | -103 |
Pretax Net Operating Income (TE) | -6,375 | -38 |
Applicable Income Taxes | — | 66 |
Net Operating Income | -6,375 | -84 |
Net Income | -6,375 | -88 |
Cash Dividends Declared | — | 19 |
Retained Earnings | -6,375 | -147 |