Net Income Analysis ( % relative to Total Revenue )
Income Statement Omniamerican Bank All Insured Savings Banks in Texas
Interest and Fees on Loans 27,570 13,372
Income from Lease Financing Receivables — 6
— 4
Estimated Tax Benefit from Tax-Exempt Loan Income — 2
Income on Loans and Leases (TE) 27,570 13,400
Investment Interest Income (TE) 7,706 1,193
Total Interest Income (TE) 35,369 14,692
Total Interest Expense 5,197 1,469
Net Interest Income (TE) 30,172 13,226
Non-Interest Income 9,288 4,309
Adjusted Operating Income (TE) 39,460 17,509
Non-interest Expense 29,760 11,729
Provision for Loan & Lease Losses 1,925 266
Pretax Operating Income (TE) 7,775 5,862
Pretax Net Operating Income (TE) 8,382 5,905
Applicable Income Taxes 2,516 662
Net Operating Income 5,865 5,189
Net Income 5,865 5,187
Cash Dividends Declared — 2,284
Retained Earnings 5,865 2,904