Ohio Heritage Bank
Coshocton, OH — Domestic Branch of a Domestic Bank
Acquired Aug 2014
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Ohio Heritage Bank | All Insured Commercial Banks in Ohio |
Interest and Fees on Loans | 4,123 | 5,981 |
Income from Lease Financing Receivables | — | 14 |
14 | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 7 | 21 |
Income on Loans and Leases (TE) | 4,130 | 6,015 |
Investment Interest Income (TE) | 265 | 1,248 |
Total Interest Income (TE) | 4,472 | 7,349 |
Total Interest Expense | 1,129 | 799 |
Net Interest Income (TE) | 3,343 | 6,551 |
Non-Interest Income | 521 | 1,762 |
Adjusted Operating Income (TE) | 3,864 | 8,306 |
Non-interest Expense | 2,844 | 5,407 |
Provision for Loan & Lease Losses | — | 184 |
Pretax Operating Income (TE) | 1,020 | 2,751 |
Pretax Net Operating Income (TE) | 1,020 | 2,780 |
Applicable Income Taxes | 298 | 679 |
Net Operating Income | 715 | 1,954 |
Net Income | 715 | 1,957 |
Cash Dividends Declared | 200 | 553 |
Retained Earnings | 515 | 1,093 |