Oceanfirst Bank
Toms River, NJ — Federal Savings Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Oceanfirst Bank | All Insured Savings Banks in New Jersey |
Interest and Fees on Loans | 123,450 | 25,610 |
Income from Lease Financing Receivables | 39 | 0 |
208 | 7 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 86 | 4 |
Income on Loans and Leases (TE) | 123,575 | 25,617 |
Investment Interest Income (TE) | 8,929 | 5,245 |
Total Interest Income (TE) | 134,131 | 31,333 |
Total Interest Expense | 12,693 | 6,803 |
Net Interest Income (TE) | 121,438 | 24,529 |
Non-Interest Income | 26,191 | 3,336 |
Adjusted Operating Income (TE) | 147,629 | 35,108 |
Non-interest Expense | 107,311 | 22,934 |
Provision for Loan & Lease Losses | 2,623 | 478 |
Pretax Operating Income (TE) | 37,695 | 8,807 |
Pretax Net Operating Income (TE) | 37,684 | 9,028 |
Applicable Income Taxes | 12,934 | 2,758 |
Net Operating Income | 24,509 | 6,133 |
Net Income | 24,509 | 6,133 |
Cash Dividends Declared | 4,000 | 205 |
Retained Earnings | 20,509 | 5,383 |