Northwood Savings Bank
Philadelphia, PA — State Savings Bank
Acquired Nov 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Northwood Savings Bank | All Insured Savings Banks in Pennsylvania |
Interest and Fees on Loans | 351 | 10,674 |
Income from Lease Financing Receivables | — | 5,822 |
— | 1,065 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 567 |
Income on Loans and Leases (TE) | 351 | 10,880 |
Investment Interest Income (TE) | 78 | 5,213 |
Total Interest Income (TE) | 448 | 16,441 |
Total Interest Expense | 171 | 7,429 |
Net Interest Income (TE) | 277 | 9,012 |
Non-Interest Income | 1 | 1,446 |
Adjusted Operating Income (TE) | 278 | 10,458 |
Non-interest Expense | 220 | 6,861 |
Provision for Loan & Lease Losses | — | 2,130 |
Pretax Operating Income (TE) | 80 | 11,095 |
Pretax Net Operating Income (TE) | 80 | 11,492 |
Applicable Income Taxes | 6 | 3,572 |
Net Operating Income | 74 | 7,643 |
Net Income | 74 | 7,643 |
Cash Dividends Declared | — | 4,722 |
Retained Earnings | 74 | 7,038 |