Northwood Savings Bank
Philadelphia, PA — State Savings Bank
Acquired Nov 2005
Net Interest Margin Over Time
| Net Interest Margin | Northwood Savings Bank | All Insured Savings Banks in Pennsylvania |
| 09-30-2005 | 4.11 | 2.982 |
| 06-30-2005 | 4.181 | 3 |
| 03-31-2005 | 4.059 | 3.022 |
| 12-31-2004 | 4.19 | 3.018 |
| 09-30-2004 | 4.155 | 3.016 |
| 06-30-2004 | 3.908 | 3.027 |
| 03-31-2004 | 3.904 | 3.038 |
| 12-31-2003 | 4.277 | 3.01 |
| 09-30-2003 | 4.799 | 3.046 |
| 06-30-2003 | 4.635 | 3.078 |
| 03-31-2003 | 4.243 | 3.098 |
| 12-31-2002 | 4.342 | 3.27 |