Total Capital Ratio Over Time
Total Capital Ratio Northwood Savings Bank All Insured Savings Banks in Pennsylvania
09-30-2005 23.22 21.264
06-30-2005 22.28 21.587
03-31-2005 21.22 21.631
12-31-2004 20.07 21.516
09-30-2004 20.29 21.305
06-30-2004 19.94 21.331
03-31-2004 19.82 21.339
12-31-2003 20.42 21.351
09-30-2003 20.31 22.069
06-30-2003 19.11 20.52
03-31-2003 18.19 20.321
12-31-2002 18.56 20.099