Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Northwood Savings Bank All Insured Savings Banks in Pennsylvania
09-30-2005 22.57 20.353
06-30-2005 21.65 20.651
03-31-2005 20.61 20.691
12-31-2004 19.48 20.554
09-30-2004 19.83 20.355
06-30-2004 19.45 20.255
03-31-2004 19.33 20.368
12-31-2003 19.77 20.366
09-30-2003 19.67 21.077
06-30-2003 18.56 19.561
03-31-2003 17.61 19.361
12-31-2002 17.93 19.117