Net Income Analysis ( % relative to Total Revenue )
Income Statement Northside Community Bank All Insured Commercial Banks in Illinois
Interest and Fees on Loans 7,110 8,415
Income from Lease Financing Receivables — 4
— 41
Estimated Tax Benefit from Tax-Exempt Loan Income — 20
Income on Loans and Leases (TE) 7,110 8,470
Investment Interest Income (TE) 171 1,438
Total Interest Income (TE) 7,538 10,200
Total Interest Expense 242 1,041
Net Interest Income (TE) 7,296 9,113
Non-Interest Income 731 2,030
Adjusted Operating Income (TE) 8,027 11,316
Non-interest Expense 6,645 7,442
Provision for Loan & Lease Losses -695 307
Pretax Operating Income (TE) 2,077 3,453
Pretax Net Operating Income (TE) 2,077 3,554
Applicable Income Taxes 711 569
Net Operating Income 1,323 2,671
Net Income 1,323 2,670
Cash Dividends Declared 2,081 1,225
Retained Earnings -758 1,214