Northfield Savings Bank
Northfield, VT — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Northfield Savings Bank |
Interest and Fees on Loans | 26,658 |
Income from Lease Financing Receivables | — |
269 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 133 |
Income on Loans and Leases (TE) | 26,791 |
Investment Interest Income (TE) | 3,537 |
Total Interest Income (TE) | 30,568 |
Total Interest Expense | 4,055 |
Net Interest Income (TE) | 26,513 |
Non-Interest Income | 5,138 |
Adjusted Operating Income (TE) | 31,651 |
Non-interest Expense | 24,994 |
Provision for Loan & Lease Losses | 750 |
Pretax Operating Income (TE) | 5,907 |
Pretax Net Operating Income (TE) | 6,299 |
Applicable Income Taxes | 1,194 |
Net Operating Income | 4,831 |
Net Income | 4,831 |
Cash Dividends Declared | — |
Retained Earnings | 4,831 |