Northfield Savings Bank
Northfield, VT — State Savings Bank
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Net Interest Margin Over Time
| Net Interest Margin | Northfield Savings Bank |
| 12-31-2016 | 3.264 |
| 09-30-2016 | 3.266 |
| 06-30-2016 | 3.27 |
| 03-31-2016 | 3.235 |
| 12-31-2015 | 3.22 |
| 09-30-2015 | 3.217 |
| 06-30-2015 | 3.205 |
| 03-31-2015 | 3.208 |
| 12-31-2014 | 3.26 |
| 09-30-2014 | 3.258 |
| 06-30-2014 | 3.261 |
| 03-31-2014 | 3.234 |
| 12-31-2013 | 3.193 |
| 09-30-2013 | 3.188 |
| 06-30-2013 | 3.193 |
| 03-31-2013 | 3.222 |
| 12-31-2012 | 3.291 |
| 09-30-2012 | 3.295 |
| 06-30-2012 | 3.328 |
| 03-31-2012 | 3.351 |
| 12-31-2011 | 3.452 |
| 09-30-2011 | 3.478 |
| 06-30-2011 | 3.512 |
| 03-31-2011 | 3.51 |
| 12-31-2010 | 3.603 |
| 09-30-2010 | 3.618 |
| 06-30-2010 | 3.634 |
| 03-31-2010 | 3.62 |
| 12-31-2009 | 3.397 |
| 09-30-2009 | 3.364 |
| 06-30-2009 | 3.337 |
| 03-31-2009 | 3.364 |
| 12-31-2008 | 3.281 |
| 09-30-2008 | 3.259 |
| 06-30-2008 | 3.177 |
| 03-31-2008 | 3.083 |
| 12-31-2007 | 3.071 |
| 09-30-2007 | 3.061 |
| 06-30-2007 | 3.028 |
| 03-31-2007 | 2.929 |
| 12-31-2006 | 3.218 |
| 09-30-2006 | 3.312 |
| 06-30-2006 | 3.38 |
| 03-31-2006 | 3.487 |
| 12-31-2005 | 3.674 |
| 09-30-2005 | 3.703 |
| 06-30-2005 | 3.726 |
| 03-31-2005 | 3.708 |
| 12-31-2004 | 3.458 |
| 09-30-2004 | 3.445 |
| 06-30-2004 | 3.5 |
| 03-31-2004 | 3.61 |
| 12-31-2003 | 3.907 |
| 09-30-2003 | 3.942 |
| 06-30-2003 | 3.992 |
| 03-31-2003 | 4.003 |
| 12-31-2002 | 3.994 |