Assets
Liabilities
Assets Northern Michigan Bank & Trust All Insured Commercial Banks in Michigan
Total Assets 253,066,000 310,577,917
Loans & Leases 165,148,000 216,162,583
Real Estate Loans 119,467 170,377
Commercial Loans 28,549 34,246
Individual Loans 12,647 6,909
Agricultural Loans — 2,395
Other Loans and Leases in Domestic and Foreign Offices 5,098 4,967
Loan and Lease Allowance (464) (2,718)
Unearned Income on Loans (149) (13)
Securities 43,448,000 52,406,917
U.S. Treasury and Agency Securities 17,018 26,447
Municipal Securities 24,057 22,390
Foreign Debt Securities — 137
All Other Securities 2,373 3,433
Cash & Balances due from depository institutions 16,099,000 21,911,119
Noninterest-Bearing Cash and Due From Banks 15,850 7,751
Interest-Bearing Bank Balances 249 14,160
Federal Funds Sold and Resales — 759
Trading Account Assets — 0
Premises and fixed assets (including capitalized leases) 4,828 5,622
Other Real Estate Owned 1,842 590
Direct and Indirect Investments in Real Estate Ventures — 0
Investment in Unconsolidated Subsidiaries 210 16
Acceptances and Other Assets 21,491 13,110
Liabilities Northern Michigan Bank & Trust All Insured Commercial Banks in Michigan
Total Liabilities 253,066,000 305,048,190
Deposits 219,290,000 271,113,548
Demand Deposits 44,514 45,963
All NOW & ATS Accounts 62,717 26,638
Money Market Deposit Accounts 29,647 45,591
Other Nontransaction Savings 18,602 76,679
Time Deposits At Or Below Insurance Limit 47,888 54,342
Fully Insured Brokered Deposits — 13,573
Less: Fully Insured Brokered Deposits — (13,573)
Time Deposits Above Insurance Limit 12,604 10,051
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year — 1,780
Federal Funds Purchased & Resales — 1,957
Federal Home Loan Bank Borrowing Maturing Over One Year 615 5,674
Other Borrowings Maturing Under One Year — 0
Other Borrowing Maturing Over One Year — 2
Acceptances & Other Liabilities 2,703 2,436
Capital 33,776,000 33,934,643
Subordinated Notes and Debentures — 0
Total Equity 33,776 33,935