North Star Bank
Roseville, MN — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | North Star Bank | All Insured Commercial Banks in Minnesota |
Interest and Fees on Loans | 6,180 | 4,864 |
Income from Lease Financing Receivables | — | 12 |
92 | 40 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 44 | 20 |
Income on Loans and Leases (TE) | 6,224 | 4,921 |
Investment Interest Income (TE) | 1,478 | 592 |
Total Interest Income (TE) | 7,855 | 5,709 |
Total Interest Expense | 457 | 508 |
Net Interest Income (TE) | 7,398 | 5,181 |
Non-Interest Income | 810 | 905 |
Adjusted Operating Income (TE) | 8,208 | 6,155 |
Non-interest Expense | 6,833 | 4,018 |
Provision for Loan & Lease Losses | -306 | 126 |
Pretax Operating Income (TE) | 1,681 | 1,907 |
Pretax Net Operating Income (TE) | 1,693 | 1,940 |
Applicable Income Taxes | -3 | 97 |
Net Operating Income | 1,647 | 1,682 |
Net Income | 1,647 | 1,683 |
Cash Dividends Declared | 650 | 1,029 |
Retained Earnings | 997 | 636 |