North Side State Bank Of Rock Springs
Rock Springs, WY — Domestic Branch of a Domestic Bank
Acquired May 2007
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | North Side State Bank Of Rock Springs | All Insured Commercial Banks in Wyoming |
| Interest and Fees on Loans | 726 | 1,680 |
| Income from Lease Financing Receivables | 4 | 36 |
| 4 | 15 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 2 | 8 |
| Income on Loans and Leases (TE) | 732 | 1,702 |
| Investment Interest Income (TE) | 626 | 522 |
| Total Interest Income (TE) | 1,471 | 2,280 |
| Total Interest Expense | 465 | 919 |
| Net Interest Income (TE) | 1,006 | 1,362 |
| Non-Interest Income | 80 | 260 |
| Adjusted Operating Income (TE) | 1,086 | 1,610 |
| Non-interest Expense | 865 | 938 |
| Provision for Loan & Lease Losses | — | 102 |
| Pretax Operating Income (TE) | 221 | 908 |
| Pretax Net Operating Income (TE) | 221 | 899 |
| Applicable Income Taxes | 73 | 165 |
| Net Operating Income | 146 | 803 |
| Net Income | 146 | 803 |
| Cash Dividends Declared | — | 784 |
| Retained Earnings | 146 | 408 |