Vitals
  • Total Assets
    27.7M
  • Total Deposits
    24.5M
  • Total Net Loans
    22.2M
  • Net Income
    94000.0000
  • Book Value
    3.1M
  • Book Value x2
    6.2M
  • Book Value x3
    9.3M
ROAA

.386

ROAE

4.076

Efficiency Ratio

86.128

Net Interest Margin

3.923

Balance Sheet Highlights
Financial Highlights North Oakland Community Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 27,712 212,308
Total Net Loans 22,180 154,668
Total Deposits 24,497 171,500
Total Equity 3,088 21,111
Profitability
Net Income 94 14,721
Return on Average Assets .386 1.296
Return on Average Equity 4.076 13.143
Net Interest Margin 3.923 4.252
Efficiency Ratio 86.128 62.955
Noninterest Income/Revenue 3.91 18.328
Balance Sheet Ratios
Loan-to-Deposit 90.542 86.711
Securities/Assets 1.076
Total Equity/Total Assets .111 .099
Tangible Equity/Tangible Assets .111 -.447
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,088 19,421
Tier 2 Capital 301 2,026
Total Capital 3,389 21,276
Total Risk Weighted Assets 23,425 152,955
Leverage Ratio 10.31 9.533
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.18 13.713
Total Capital Ratio 14.47 14.958

Timeline for North Oakland Community Bank

Community Central Bank

North Oakland Community Bank was acquired by Community Central Bank 20 years

View Profile Oct 17 2003

North Oakland Community Bank

North Oakland Community Bank was established 25 years ago and is currently headquartered in Rochester Hills, MI.

Jan 05 1999

Michigan Community Bancorp Ltd.

Michigan Community Bancorp Ltd. became a new parent organization for North Oakland Community Bank.

View Profile Jan 05 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community Central Bank Buyer 451,683 Acquisition Discontinued 10/17/2003
Relationships Role Relationship Start Relationship End
Michigan Community Bancorp Ltd. Parent 1/5/1999 10/16/2003
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