North Houston Bank
Houston, TX — Non-member Bank
Acquired Oct 2009
Net Income Analysis
( % relative to Total Revenue )
Income Statement | North Houston Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 10,290 | 5,700 |
Income from Lease Financing Receivables | — | 2,324 |
— | 191 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 97 |
Income on Loans and Leases (TE) | 10,290 | 5,750 |
Investment Interest Income (TE) | 1,192 | 2,271 |
Total Interest Income (TE) | 11,493 | 7,501 |
Total Interest Expense | 4,692 | 1,937 |
Net Interest Income (TE) | 6,801 | 5,516 |
Non-Interest Income | — | 1,303 |
Adjusted Operating Income (TE) | 6,510 | 6,834 |
Non-interest Expense | 7,395 | 4,639 |
Provision for Loan & Lease Losses | 2,620 | 4,053 |
Pretax Operating Income (TE) | — | 4,385 |
Pretax Net Operating Income (TE) | — | 4,579 |
Applicable Income Taxes | 19,567 | 1,885 |
Net Operating Income | — | 3,575 |
Net Income | — | 3,566 |
Cash Dividends Declared | — | 2,081 |
Retained Earnings | — | 2,343 |