Efficiency Ratio Over Time
Efficiency Ratio North Houston Bank All Insured Commercial Banks in Texas
09-30-2009 113.595 71.928
06-30-2009 101.467 72.628
03-31-2009 94.036 71.399
12-31-2008 65.125 70.933
09-30-2008 55.099 69.839
06-30-2008 53.533 70.152
03-31-2008 54.285 69.753
12-31-2007 59.506 68.047
09-30-2007 54.737 66.762
06-30-2007 55.608 66.933
03-31-2007 57.739 66.629
12-31-2006 51.702 66.288
09-30-2006 48.912 64.993
06-30-2006 47.796 65.249
03-31-2006 50.386 65.978
12-31-2005 43.438 67.153
09-30-2005 41.742 66.756
06-30-2005 40.686 67.031
03-31-2005 42.479 67.486
12-31-2004 42.72 69.184
09-30-2004 43.315 68.305
06-30-2004 44.701 68.807
03-31-2004 45.062 69.055
12-31-2003 37.098 69.41
09-30-2003 36.903 68.526
06-30-2003 37.125 68.452
03-31-2003 38.077 68.632
12-31-2002 38.78 67.534