Net Income Analysis ( % relative to Total Revenue )
Income Statement North Fork Bank All Insured Commercial Banks in New York
Interest and Fees on Loans 1,211,810 57,353
Income from Lease Financing Receivables 9,397 11,383
14,048 1,187
Estimated Tax Benefit from Tax-Exempt Loan Income 7,367 668
Income on Loans and Leases (TE) 1,228,574 59,118
Investment Interest Income (TE) 111,064 9,165
Total Interest Income (TE) 1,370,443 29,485
Total Interest Expense 580,237 16,147
Net Interest Income (TE) 790,206 14,302
Non-Interest Income 231,136 42,271
Adjusted Operating Income (TE) 1,021,342 20,828
Non-interest Expense 631,380 14,078
Provision for Loan & Lease Losses 24,322 2,089
Pretax Operating Income (TE) 365,640 29,300
Pretax Net Operating Income (TE) 365,732 29,359
Applicable Income Taxes 123,214 9,376
Net Operating Income 228,014 19,330
Net Income 228,014 19,274
Cash Dividends Declared 750,000 30,066
Retained Earnings — 9,273