North American Banking Company
Roseville, MN — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | North American Banking Company | All Insured Commercial Banks in Minnesota |
Interest and Fees on Loans | 14,131 | 4,864 |
Income from Lease Financing Receivables | 61 | 12 |
200 | 40 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 98 | 20 |
Income on Loans and Leases (TE) | 14,290 | 4,921 |
Investment Interest Income (TE) | 2,015 | 592 |
Total Interest Income (TE) | 16,500 | 5,709 |
Total Interest Expense | 2,774 | 508 |
Net Interest Income (TE) | 13,726 | 5,181 |
Non-Interest Income | 3,949 | 905 |
Adjusted Operating Income (TE) | 17,675 | 6,155 |
Non-interest Expense | 9,603 | 4,018 |
Provision for Loan & Lease Losses | 40 | 126 |
Pretax Operating Income (TE) | 8,032 | 1,907 |
Pretax Net Operating Income (TE) | 8,164 | 1,940 |
Applicable Income Taxes | 446 | 97 |
Net Operating Income | 7,557 | 1,682 |
Net Income | 7,557 | 1,683 |
Cash Dividends Declared | 3,322 | 1,029 |
Retained Earnings | 4,235 | 636 |