Net Income Analysis ( % relative to Total Revenue )
Income Statement Nlsb All Insured Commercial Banks in Illinois
Interest and Fees on Loans 43,479 7,337
Income from Lease Financing Receivables — 1,766
400 157
Estimated Tax Benefit from Tax-Exempt Loan Income 201 81
Income on Loans and Leases (TE) 43,680 7,411
Investment Interest Income (TE) 5,853 1,629
Total Interest Income (TE) 50,494 9,262
Total Interest Expense 14,094 3,257
Net Interest Income (TE) 36,400 6,007
Non-Interest Income 5,754 1,132
Adjusted Operating Income (TE) 42,154 7,222
Non-interest Expense 19,205 4,284
Provision for Loan & Lease Losses 2,496 718
Pretax Operating Income (TE) 20,453 10,393
Pretax Net Operating Income (TE) 20,453 10,557
Applicable Income Taxes 6,310 3,549
Net Operating Income 13,722 7,037
Net Income 13,722 7,037
Cash Dividends Declared — 3,353
Retained Earnings 13,722 4,748