Net Income Analysis ( % relative to Total Revenue )
Income Statement New Resource Bank All Insured Commercial Banks in California
Interest and Fees on Loans 11,222 39,600
Income from Lease Financing Receivables 95 93
— 41
Estimated Tax Benefit from Tax-Exempt Loan Income — 21
Income on Loans and Leases (TE) 11,317 39,939
Investment Interest Income (TE) 741 4,547
Total Interest Income (TE) 12,247 46,718
Total Interest Expense 132 3,460
Net Interest Income (TE) 12,115 42,511
Non-Interest Income 1,143 7,405
Adjusted Operating Income (TE) 13,258 56,117
Non-interest Expense 10,564 31,848
Provision for Loan & Lease Losses 339 726
Pretax Operating Income (TE) 2,355 20,596
Pretax Net Operating Income (TE) 2,355 21,052
Applicable Income Taxes 999 7,212
Net Operating Income 1,298 12,949
Net Income 1,298 12,577
Cash Dividends Declared — 2,927
Retained Earnings 1,298 8,927