Net Income Analysis ( % relative to Total Revenue )
Income Statement Nature Coast Bank All Insured Commercial Banks in Florida
Interest and Fees on Loans 2,002 17,732
Income from Lease Financing Receivables — 0
— 43
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 2,002 17,770
Investment Interest Income (TE) 108 2,218
Total Interest Income (TE) 2,150 20,559
Total Interest Expense 138 2,162
Net Interest Income (TE) 2,012 18,272
Non-Interest Income 133 3,794
Adjusted Operating Income (TE) 2,145 22,711
Non-interest Expense 1,907 16,000
Provision for Loan & Lease Losses -45 402
Pretax Operating Income (TE) 283 6,153
Pretax Net Operating Income (TE) 360 6,294
Applicable Income Taxes 135 1,702
Net Operating Income 225 4,381
Net Income 225 4,381
Cash Dividends Declared — 1,082
Retained Earnings 225 2,782