Net Income Analysis ( % relative to Total Revenue )
Income Statement National City Bank All Insured Commercial Banks in Ohio
Interest and Fees on Loans 4,245,479 21,601
Income from Lease Financing Receivables 146,713 117,098
5,903 2,881
Estimated Tax Benefit from Tax-Exempt Loan Income 2,518 1,374
Income on Loans and Leases (TE) 4,394,710 22,174
Investment Interest Income (TE) 506,854 4,309
Total Interest Income (TE) 5,018,176 11,872
Total Interest Expense 1,204,643 3,749
Net Interest Income (TE) 3,813,533 8,125
Non-Interest Income 2,354,394 6,172
Adjusted Operating Income (TE) 6,167,927 16,246
Non-interest Expense 3,403,172 6,811
Provision for Loan & Lease Losses 1,762,243 218,173
Pretax Operating Income (TE) 1,002,512 118,385
Pretax Net Operating Income (TE) 1,179,828 126,105
Applicable Income Taxes 349,520 44,180
Net Operating Income 825,078 86,462
Net Income 811,574 86,835
Cash Dividends Declared — 172,069
Retained Earnings 811,574 29,497