Net Income Analysis ( % relative to Total Revenue )
Income Statement National Bank Of Sallisaw All Insured Commercial Banks in Oklahoma
Interest and Fees on Loans 3,001 5,868
Income from Lease Financing Receivables — 15
28 32
Estimated Tax Benefit from Tax-Exempt Loan Income 14 15
Income on Loans and Leases (TE) 3,015 5,929
Investment Interest Income (TE) 1,443 956
Total Interest Income (TE) 4,484 7,037
Total Interest Expense 257 741
Net Interest Income (TE) 4,227 6,250
Non-Interest Income 705 1,404
Adjusted Operating Income (TE) 4,932 7,836
Non-interest Expense 2,608 5,150
Provision for Loan & Lease Losses 34 252
Pretax Operating Income (TE) 2,290 2,311
Pretax Net Operating Income (TE) 2,337 2,328
Applicable Income Taxes 541 64
Net Operating Income 1,464 2,029
Net Income 1,464 2,022
Cash Dividends Declared 1,200 1,315
Retained Earnings 264 720