National American Bank
San Francisco, CA — Domestic Branch of a Domestic Bank
Acquired May 2006
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | National American Bank | All Insured Commercial Banks in California |
| Interest and Fees on Loans | 960 | 8,273 |
| Income from Lease Financing Receivables | — | 1,799 |
| — | 331 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 183 |
| Income on Loans and Leases (TE) | 960 | 8,027 |
| Investment Interest Income (TE) | 168 | 2,777 |
| Total Interest Income (TE) | 1,379 | 8,320 |
| Total Interest Expense | 595 | 2,525 |
| Net Interest Income (TE) | 784 | 5,793 |
| Non-Interest Income | 28 | 1,951 |
| Adjusted Operating Income (TE) | 812 | 7,387 |
| Non-interest Expense | 556 | 4,139 |
| Provision for Loan & Lease Losses | — | 702 |
| Pretax Operating Income (TE) | 285 | 8,627 |
| Pretax Net Operating Income (TE) | 285 | 8,602 |
| Applicable Income Taxes | 117 | 3,346 |
| Net Operating Income | 168 | 5,338 |
| Net Income | 168 | 5,302 |
| Cash Dividends Declared | — | 6,076 |
| Retained Earnings | 168 | 3,810 |