Net Income Analysis ( % relative to Total Revenue )
Income Statement Natick Federal Savings Bank All Insured Savings Banks in Massachusetts
Interest and Fees on Loans 1,693 7,974
Income from Lease Financing Receivables — 0
— 0
Estimated Tax Benefit from Tax-Exempt Loan Income — 0
Income on Loans and Leases (TE) 1,693 7,978
Investment Interest Income (TE) 366 1,484
Total Interest Income (TE) 2,106 9,567
Total Interest Expense 709 2,074
Net Interest Income (TE) 1,397 7,495
Non-Interest Income 113 1,701
Adjusted Operating Income (TE) 1,510 9,419
Non-interest Expense 7,196 7,150
Provision for Loan & Lease Losses 46 348
Pretax Operating Income (TE) -5,732 1,930
Pretax Net Operating Income (TE) -5,732 2,255
Applicable Income Taxes -2,036 624
Net Operating Income -3,696 1,517
Net Income -3,696 1,514
Cash Dividends Declared — 39
Retained Earnings -3,696 1,239